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Index »
Radio Paradise/General »
General Discussion »
Can you afford to retire?
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Page: Previous 1, 2, 3 ... 13, 14, 15, 16, 17 Next |
maryte
Location: Blinding You With Library Science! Gender:
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Posted:
Feb 11, 2010 - 2:18pm |
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Not unless we win the lottery.
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Welly
Location: Lotusland Gender:
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Posted:
Feb 11, 2010 - 2:06pm |
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geordiezimmerman wrote:Is this a joke topic?
no
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geordiezimmerman
Gender:
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Posted:
Feb 11, 2010 - 2:05pm |
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Is this a joke topic?
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Welly
Location: Lotusland Gender:
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Posted:
Feb 11, 2010 - 2:03pm |
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JustineFromWyoming wrote:I'd just like to find a job I could work for a decade or two and drop dead at my desk. I know, I don't ask for much...
I intend to follow in the footsteps of Alan Arkin's character in Little Miss Sunshine... Gerg Kinnear: Dad! You're doing HEROIN???? Alan Arkin: Of course I'm doing heroin, I'm 75 for christsakes!!
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rosedraws
Location: close to the edge Gender:
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Posted:
Feb 11, 2010 - 1:57pm |
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JustineFromWyoming wrote:I'd just like to find a job I could work for a decade or two and drop dead at my desk. I know, I don't ask for much...
Well, you didn't plan very well, did you. :points finger accusingly: Nope Nosireee. I know, because I made the same crucial planning error as a young adult, and am also suffering the consequences. Turns out, you are not allowed to follow the drop dead plan when you have kids and other loved ones. damitol.
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bokey
Gender:
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Posted:
Feb 11, 2010 - 1:56pm |
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OCDHG wrote: Me too. Bruddermon
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Southern_Boy
Location: On my way to the beach Gender:
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Posted:
Feb 11, 2010 - 1:56pm |
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JustineFromWyoming wrote:I'd just like to find a job I could work for a decade or two and drop dead at my desk. I know, I don't ask for much...
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Southern_Boy
Location: On my way to the beach Gender:
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Posted:
Feb 11, 2010 - 1:55pm |
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bokey wrote: I've got so many horror stories about what my parents, with top of the line health insurance went through that I really don't want to get stirred up about it.
All I can do is hope I stay healthy, avoid the system and die a natural death.
I think that's most peoples hopes and fears. Our system isn't geared to caring for the aging. One illness can financially ruin any retirement plans. Only the wealthy and most government employees have no worries about who's going to pay for their healthcare.
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bokey
Gender:
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Posted:
Feb 11, 2010 - 1:55pm |
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JustineFromWyoming wrote:I'd just like to find a job I could work for a decade or two and drop dead at my desk. I know, I don't ask for much. . .
Well, if the benefits were good. . . . . .
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DownHomeGirl
Location: American Russia Gender:
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Posted:
Feb 11, 2010 - 1:55pm |
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JustineFromWyoming wrote:I'd just like to find a job I could work for a decade or two and drop dead at my desk. I know, I don't ask for much...
That almost sounds... nice.
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DaveInSaoMiguel
Location: No longer in a hovel in effluent Damnville, VA Gender:
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Posted:
Feb 11, 2010 - 1:54pm |
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ptooey wrote: "We've every facility here for dealing with people who are rich. We can deal with a blocked purse, we can drain private accounts and in the worst cases we can perform a total cashectomy, which is total removal of all moneys from the patient."
Another one also: http://www.youtube.com/watch?v=jWMO3rAD98k
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JustineFromWyomi...
Location: Teetering on the edge of Avenue D Gender:
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Posted:
Feb 11, 2010 - 1:54pm |
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I'd just like to find a job I could work for a decade or two and drop dead at my desk. I know, I don't ask for much...
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DownHomeGirl
Location: American Russia Gender:
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Posted:
Feb 11, 2010 - 1:53pm |
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bokey wrote: I've got so many horror stories I really don't want to get stirred up about it.
All I can do is hope I stay healthy, avoid the system and die a natural death.
Me too.
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bokey
Gender:
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Posted:
Feb 11, 2010 - 1:51pm |
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OCDHG wrote: A few bad apples doesn't mean the entire harvest is bad. I've had my own share of dealing with physicians who were more interested in money? , quitting time? , prestige? (as in: "let's do this new procedure and be the first people to do it in this part of the country, even though the patient is really a terrible candidate for such procedure. . . " , whatever (fill in the blank), and as a result, some crappy things happened to people very close to me. I know where you are coming from, believe me.
I've got so many horror stories about what my parents, with top of the line health insurance went through that I really don't want to get stirred up about it. All I can do is hope I stay healthy, avoid the system and die a natural death.
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ptooey
Location: right behind you. no, over there. Gender:
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Posted:
Feb 11, 2010 - 1:44pm |
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DaveInVA wrote: Monty Python once did a skit where they had Doc's doing a "Wallet-ectomy" on a patient...
" We've every facility here for dealing with people who are rich. We can deal with a blocked purse, we can drain private accounts and in the worst cases we can perform a total cashectomy, which is total removal of all moneys from the patient."
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DownHomeGirl
Location: American Russia Gender:
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Posted:
Feb 11, 2010 - 1:43pm |
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bokey wrote: As is your right.
I've just seen too much the last few years to be anything but cynical.It's all about the money.
Once you've overheard the "wallet biopsy" joke from the people who are supposed to be taking care of your loved ones, it leaves an impression.
A few bad apples doesn't mean the entire harvest is bad. I've had my own share of dealing with physicians who were more interested in money?, quitting time?, prestige? (as in: "let's do this new procedure and be the first people to do it in this part of the country, even though the patient is really a terrible candidate for such procedure..." , whatever (fill in the blank), and as a result, some crappy things happened to people very close to me. I know where you are coming from, believe me.
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DaveInSaoMiguel
Location: No longer in a hovel in effluent Damnville, VA Gender:
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Posted:
Feb 11, 2010 - 1:37pm |
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bokey wrote: As is your right.
I've just seen too much the last few years to be anything but cynical.It's all about the money.
Once you've overheard the "wallet biopsy" joke from the people who are supposed to be taking care of your loved ones, it leaves an impression.
Monty Python once did a skit where they had Doc's doing a "Wallet-ectomy" on a patient...
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bokey
Gender:
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Posted:
Feb 11, 2010 - 1:35pm |
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OCDHG wrote: I respectfully disagree. There are some heartless jerks out there (as there are in any profession), but I blame the system before I'd make the kind of generalization you do about ALL physicians. Can you blame most them for following the money by going into dermatology, radiology, anesthesiology, etc. . . which pay MUCH more than general practice. . . when they get out of school in their 30's with 150-200K in student loans? I agree there is a shortage of primary care people. . And I agree that there ARE a lot of practices out there that do A LOT of unnecessary stuff. Consider that a lot of that is due to defensive medicine, though. And on the flip side, I know a lot of physicians who DO care about doing the best by their patients that they can. It doesn't always look like it from the patient side, but I assure you that what you describe is the exception, not the rule. I'd be willing to bet that 95% of physicians in primary care didn't go to med school for the money. As is your right. I've just seen too much the last few years to be anything but cynical. It's all about the money. Once you've overheard the "wallet biopsy" joke from the people who are supposed to be taking care of your loved ones, it leaves an impression.
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DownHomeGirl
Location: American Russia Gender:
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Posted:
Feb 11, 2010 - 1:21pm |
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bokey wrote:If I don't let my principal get eaten up by those pesky health insurance costs and if I don't get sick I'll be OK.
Unfortunately...........
There's gold in them thar hills and a slew of scummy doctors mining it.
They will get what they think they deserve, which is everything anyone else owns. edit-I'd love to see the course requirements from the top medical schools from the 1950's vs today.
I bet the difference in business courses is all that would be needed to show where the root of our healthcare problem lies.
Rich kids who don't care about anything but money getting the slots in the med schools over the people who actually give a shit about something besides $$$$$$$$$$$$$.
I respectfully disagree. There are some heartless jerks out there (as there are in any profession), but I blame the system before I'd make the kind of generalization you do about ALL physicians. Can you blame most them for following the money by going into dermatology, radiology, anesthesiology, etc...which pay MUCH more than general practice... when they get out of school in their 30's with 150-200K in student loans? I agree there is a shortage of primary care people.. And I agree that there ARE a lot of practices out there that do A LOT of unnecessary stuff. Consider that a lot of that is due to defensive medicine, though. And on the flip side, I know a lot of physicians who DO care about doing the best by their patients that they can. It doesn't always look like it from the patient side, but I assure you that what you describe is the exception, not the rule. I'd be willing to bet that 95% of physicians in primary care didn't go to med school for the money.
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Welly
Location: Lotusland Gender:
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Posted:
Feb 11, 2010 - 1:15pm |
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I have to assume that the title of this thread means 'can you afford to retire when you are ready to'.
Hubby and I were just going over the financials the other day adjusting some things now that he is back at work, like how much we put away each month for retirement. At one point I said to him, "So, exactly how much money do we need for retirement?"
This jump-started a long conversation about a variety of contributing factors such as, when do we want to retire? What does "retire" mean to each of us? Do we want to continue to live in this house or move? Do we both need vehicles? How often would we like to travel? Do we expect to have to pay for care for our parents as they age?
There are all sorts of variables to consider, and we ran a few spreadhseet scenarios using those variables, but what we don't know is how long we are going to live and what the rate of inflation will be. What may be perfectly adequate annual income at age 65 may not be adequate 15 years later.
So we decided we need some advice and we're doing some research on who to go to now. I don't want advice from someone who is being paid to sell investment products. I want someone who is fee for service.
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